PPF Calculator
Estimate your PPF (Public Provident Fund) maturity from a yearly contribution over the tenure, with interest compounded annually.
Estimated maturity value
₹40.7 L
Invested ₹22,50,000 + interest ₹18,18,209
Breakdown
Illustrative estimate only. The PPF rate and rules are set by the government and can change; confirm the current figures before relying on them.
How it's calculated
- 1Each yearly contribution earns the PPF interest rate, compounded annually, until maturity.
- 2Earlier contributions compound for more years, so they add the most to the final balance.
- 3Maturity value = the compounded total of every yearly contribution; interest earned is that value minus what you put in.
- 4The PPF rate is set by the government and revised periodically, so it is editable here.
Why use this
- See how a disciplined PPF habit builds a tax-free corpus.
- Plan contributions within the annual PPF limit.
- Compare PPF with market-linked options for the same goal.
- Download a branded PDF of the projection.
Frequently asked questions
How is PPF maturity calculated?+
PPF interest is compounded annually. Each yearly contribution earns interest for the remaining years until maturity, and the balances add up to the maturity value. This calculator compounds every contribution to the end of the tenure.
What is the PPF interest rate and tenure?+
The government sets the PPF rate and reviews it periodically, and the standard tenure is 15 years with the option to extend. Because the rate changes, this calculator lets you enter the current rate rather than assuming a fixed one.
Is PPF tax-free?+
PPF enjoys a favourable tax treatment: contributions can qualify for deduction, and the interest and maturity are generally exempt, subject to prevailing rules. Confirm the current position with a tax professional.
How much can I invest in PPF each year?+
PPF has an annual contribution limit set by the government. Enter your intended yearly contribution within that limit to see the projected maturity.
Is this financial advice?+
No. It is an illustrative projection for planning. Verify current PPF rules and rates before relying on the figures.
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