MDRT / COT / TOT Calculator

MDRT (Million Dollar Round Table) is a global association recognising top life insurance and financial services professionals. Court of the Table (COT) and Top of the Table (TOT) are higher tiers, requiring 3 times and 6 times the MDRT production level respectively.

MDRT sets a production requirement each year, with separate thresholds for commission, premium, and income, and India-specific figures in rupees. Because it changes annually, this calculator lets you enter the current requirement rather than assuming a fixed number.

This tool uses the standard multiples: COT is 3 times the MDRT requirement and TOT is 6 times. Enter your MDRT commission requirement for the year and the calculator derives the COT and TOT targets automatically.

No. MDRT can be qualified on a commission, premium, or income basis, each with its own threshold. This calculator focuses on the commission basis, which is the most common way agents track progress through the year.

Consistent prospecting, strong renewals, and disciplined follow-up are the usual drivers. Managing your pipeline and renewals in one place, as Polisync does, helps you protect existing income while you add new business towards the goal.